INSURANCE BAD FAITH

A person that has insurance has a contract with that insurance carrier. When the insurance carrier fails to pay a claim that is covered or should have been paid under that policy then the insurance carrier has breached that contract. This is referred to as insurance bad faith. The South Carolina Courts realize that the damages for breach of contract are not adequate to compensate the policy holder so an insurance bad faith claim is permitted especially in cases of reckless or poor conduct on the part of the insurance carrier. You pay for these policies for years and then when you finally submit a claim, the claim is denied without explanation and without justification. We see these denials in some of the following areas:

  1. Disability Insurance Claims
  2. Automobile Claims
  3. Life Insurance Claims
  4. Property Damage and Home Owner Claims
  5. Special Medical Condition Policies (Cancer, Alzheimer’s, etc.)

Schedule a Free Review

GreenVille - (864) 373-7333

Columbia - (803) 999-1111

Phone

South Carolina Bad Faith Behavior

  • Failure to open a claim when it is reported;
  • Failure to properly investigate a claim;
  • Making low ball settlement offers on claims when there are worth more;
  • Denying claims without support; and
  • Failure to pay a legitimate claim within a reasonable time period.

South Carolina Insurance Bad Faith Lawyer

If you have been the victim of an insurance carrier breach of contract that you feel is bad faith, then you may be entitled to a bad faith claim or lawsuit.

For free consultation, contact Ryan Montgomery Attorney at Law, LLC in the Anderson, Greenville, Spartanburg areas at (864) 207-4764.

Schedule a Free Review

GreenVille - (864) 373-7333

Columbia - (803) 999-1111

Phone